Money and Fear

adults young adults

What are you afraid of?

  • I am embarrassed
  • I don’t want to think about it
  • I am not good with numbers
  • I never understood stocks and IRA’s
  • I am afraid to look
  • I don’t know how much I owe
  • I was really bad with money at one point
  • My credit report is in bad shape
  • I had creditors coming after me once
  • I messed up on my taxes once
  • I racked up a ton of credit card debt in my 20’s.
  • I opened up too many credit cards
  • My divorce wrecked my finances
  • I was unemployed for a long time
  • I had some serious health issues affect my finances
  • I experienced a family tragedy
  • I made some mistakes

Does at least one of these sound familiar? That is because everyone has had one or more of these thoughts at some point. Everyone.

Move forward

The sooner you can understand that everyone has had these thoughts the sooner you can overcome the fear and anxiety of dealing with your money. Who wants extra stress? I don’t. Think about it. Everyone deals with money and these issues. We have a lots of fear when it comes to money. It is just fear.

No one taught us

That’s right.  No one taught us about money.  The reason your stress about money might be exaggerated is because you were told not to talk about money. “Don’t talk about Money, Politics, or Sex.  Its not polite.”  Ever hear that before?  You probably never talked about money with your parent(s) or friends.  Ok, maybe how to balance a check book or what type of job to get. Maybe you even spent 4 weeks in high school classroom talking about a budget. It was probably a fantasy budget where rent was $300 and groceries were $100. Ha!  And you know what? Credit cards were barely around before the 90’s.  Now, when you go to college, you can get three credit cards with no credit check, AND you get a free water bottle and a frisbee! Cool! In fact you cant go to a concert or rent a car unless you own a credit card.

You are not alone

So just remember that you are not alone. And in order to move ahead with your money you only need to be truthful with yourself. Now start planning and remove some stress from your life.

Receive the BasicMoneyTalk Newsletter!

Be part of our tribe and receive the latest content and tips on saving more of YOUR Money! Join for Free!

Teen Money Management

Parents, teach your kids what you wish you learned at their age!

Teens, Get ahead of your peers and learn how to manage your money now! Celebrate your independence by seeing your money grow while you also enjoy it. You can start and stop this on-demand course at any time. Your future self will thank you! You'll learn About ..

  • Being an Employee
  • Get a Checking account and Debit Card
  • Automatic Savings
  • Good Spending Habits
  • Setting Goals
  • Considering College and Your Future
  • Credit Cards
  • Auto Loans
  • Taxes
  • Realistic Budgets
  • Pro Tips!

Next Level Money Management

For Young Adults and Adults. Don't waste time with old habits and routines your parents had to use. Save time and Reduce Stress. Use the latest trends to manage money in today's world. Start Saving Now! If you don't take action you will continue to stress out about money.

 You'll learn about..

  • Opening the right accounts
  • Automating your Savings
  • Monitoring your purchases
  • Automate organizing
  • Understanding your spending
  • Saving time with Bills!
  • Reaching your goals!
  • Avoiding fees
  • Securing your info
  • Making life easier!
  • Estimated Time: 30